Who pays for damages after a Rideshare accident in Atlanta?

The answer to the question of who pays for damages depends on the driver’s app status at the time of the accident. If the driver was not using the app, their personal insurance typically applies. If they were logged in or had accepted a ride, Uber or Lyft’s commercial policy might cover medical expenses, lost income, or other damages. These cases may also involve additional parties and insurance layers, which is why it’s helpful to have legal guidance to clarify the options.