What damages can I pursue after a car accident in New York City?

New York is a no-fault insurance state, which means your own no-fault/PIP coverage generally helps pay basic economic losses after a crash, regardless of who caused it. To pursue pain and suffering or certain non-economic damages against the at-fault driver, you generally must meet New York’s serious injury threshold under Insurance Law § 5102(d). Depending on the case, damages may include medical expenses, lost wages, reduced earning capacity, vehicle damage, pain and suffering, emotional distress, and loss of enjoyment of life. In fatal crashes, qualifying family members may pursue wrongful death damages.