Uber and Lyft offer liability coverage, but whether it applies depends on the status of the driver during the accident:
- If the driver is actively transporting a passenger or en route to pick one up, the company’s full commercial policy, which may include up to $1 million in coverage, could be in effect.
- If the driver is logged into the app but has not accepted a ride, a more limited coverage tier applies.
- When the app is turned off, only the driver’s personal auto insurance is likely to cover damages.
Request a free consultation with Flynn Greathouse to assess your case. Our attorneys can seek the applicable evidence to examine trip data, app logs, and insurance documents to determine which policy applies and identify the right paths to pursue compensation.
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